Tube of choice i used Legends Art.
You need a licence to use this art you can purchase one HERE.
PTU Marshallow kits 1 and 2 HERE.Thanks Marie
Zuzzanna mask7 HERE.Thank you Zuzzanna
My wordart and font HERE.
File new 600x650 fill with white new layer
fill with paper of choice mask new from image
select and apply mask merge mask visable.
Resize frame90 from kit1 paste as new layer
magic wand click in centre selections modify exspand by5
new layer fill with pink colour selections invert
delete on key board drag belwo frame select none.
Highlight frame magic wand click in centre modify
exspand by5 resize tube of choice paste as new layer
selections invert delete on keyboard drag below frame
select none layer palette change blend mode to luminance.
Drop shaddow frame.
Resize tube of choice paste as new layer image mirror
place to left of frame drop shaddow.
Resize heart25 from kit2 paste as new layer place
to right of frame rotate drop shaddow.
Open wordart paste as new layer place
to top of frame.
Add name place to bottom of frame drop shaddow
resize flower 27 from kit2 paste as new layer place
on top right of name drop shaddow.
Add url copywrite and watermark.
Resize crop delete white background merge layers visable.
Save as PNG.
Hope you enjoyed doing my tut, thanks for trying it.