You need a licence to use this art, you can purchase one HERE.
FTU Pirate love HERE.Thanks Stef
Monti blindsmask HERE.Thankyou Monti.
Summer wordart serfs up HERE.Thanks melissa
Font of choice i used Vivaldi.
File new 600x650 fill with white new layer
fill with paper or colour of choice mask new from image.
select and apply mask merge mask layer visable.
Resize frame2 paste as new layer on top of mask
magic wand click in center selections modify exspand by5
paste paper of choice selections invert delete on keyboard
drag below frame layer select none.
Resize glitter frame2 paste as new layer place
on top but just showing outside of frame2 drop shaddow both frames.
Paste tube of choice place to right of frames drop shaddow.
Resize 4 flowers of choice paste as new layers
drop shaddow place around on top and underneath bottom of tube.
Resize butterfly3 paste as new layer place on top
left of flowers drop shaddow duplicate image mirror
place to bottom right of flower.
Resize heart charm1 paste as new layer place
to left of frame drop shaddow.
Open surf's up wordart use selection tool cut round one
of the fishes edit copy paste on top of heart charm drop shaddow.
Cut surf's up words seperately paste on top of heart charm
drop shaddow duplicate fish image mirror place
to bottom right of heart charm.
Use preset shapes tool make ellipse around frame
add summer fun words adjust and place to top left of frame drop shaddow.
Resize butterfly 5 paste as new layer place
to top left of summer word drop shaddow.
Add name place to bottom left of frame drop shaddow.
Add url and copywrite.
Resize crop delete background merge layers visable.
Save as PNG.
Hope you enjoyed doing my tut, thanks for trying it.